• About Guardian Title

    At Guardian Title & Trust Inc, we provide title insurance and real estate settlement services to individual consumers, Real Estate Agents, Mortgage Brokers/Loan Officers and Residential and Commercial Lenders throughout Florida. Guardian Title & Trust, Inc., is committed to the highest level of service and integrity from start to finish - our experienced and skilled staff will assure that our clients have a distinctively unique, rewarding and professional experience. Our mission at Guardian Title is to defend and protect, listen to our client's needs and respond with integrity at the highest level of professionalism, commitment and support.

    Call us today to learn more! (904) 992-1162

  • Contact Us


    Thank you for contact us! We will return your email within 48 hours.

    Required fields not completed correctly.


Key People

Heather L. Nelson, President

hnelson@guardiantti.com Tel 904-992-1162 x 2
Heather Nelson, Owner and Licensed Title Agent

horizontal break

Michael D. Coonan, Closing & Relationship Specialist 

mcoonan@guardiantti.com Tel 904-992-1162 x 3
US Marine Corps Veteran, from the suburbs of Boston.  With strong military values, Michael’s call of duty never stops at the close of escrow. He has built and sustained strong relationships, nationwide, holding over 25 years’ experience in the real estate arena while adhering to his reputation as an exceptional closer and liaison specialist.

horizontal break

Amie Kingsnorth, Operations Manager

admin@guardiantti.com Tel 904-992-1162 x 1
Originally from a small town in Texas, Amie moved to the Sunshine State in 1992. Amie is responsible for the day-to-day operations of the company. Amie, known for her kindness and knowledge of the industry, has been part of the Guardian team since 2004. Amie lives in the Jacksonville area with her husband Colin, their daughter Laila, and their two rescue dogs.

horizontal break

Cheyenne Morgan, Assistant Manager

processing@guardiantti.com Tel 904-992-1162 x 5

horizontal break

Ann Hays, Title Agent

Fernandina Beach Operations

ahays@guardiantti.com Tel 904-261-3265 or 904-992-1162 x 4

Ann Hays is the title agent and closer for the Fernandina Beach office. Ann joined the Guardian team in 2014 with over 20 years of experience in the title insurance industry. Ann is known in her community as a leader and has a genuine interest in everyone she works with. Her passion for service is clear as she is committed to personalizing each experience with her consumers, creditors and real estate professionals. Ann’s outside interests includes spending time with her family and friends, community activities to include her partnership with the rotary club, riding her horses, kayaking, and enjoying time with her dogs.